Need to lose weight?
This won’t make your insurance company happy. If you are overweight or suffering obesity it costs them more.
If you are in an employers health-insurance plan, you may have to pay higher premiums if there many overweight people in the office demanding more health claims.
But Real challenge is for those women who Try to get private insurance finding affordable health coverage can be troublesome, if not unimaginable, if you are overweight.
In these cases,Rules vary by insurance company. In general, heavier women are more likely to take a financial hit.
For example,” a woman health’s who is 5 feet 4 inches tall and has no other health problems will need a medical test and have to pay higher premiums if she weighs more than 180 or 190 pounds”, says John Barrett of Health Insurance Brokers in Pasadena, California.
Rates may range from 20 to 100% higher, depending on the carrier of health insurance.
Women who tends to lose weight dont get much help, either. “Weight counseling and early preventive treatment of obesity are not covered by many plans,” says John Wilder Baker, MD, president of the American Society for Metabolic and Bariatric Surgery. And health insurance plans often wont cover bariatric surgery or other obesity treatments.